Capitol expands insurance coverage for farmers/fisherfolk

The Cebu Provincial Government has expanded the coverage of its agri-fishery insurance program.

Governor Hilario P. Davide III signed the memorandum of agreement with Philippine Crop Insurance Corporation (PCIC) last week.

Provincial Agriculturist Dr. Roldan Saragena said the expanded insurance program is seen to protect more beneficiaries and their livelihood from unforeseen incidents.

More beneficiaries are expected to enroll in the Capitol’s agri-fishery insurance program as the PCIC already scrapped its Yolanda (Haiyan) insurance program this year.

This year, the Capitol has budgeted P10 million as insurance premium. It targets16,000 farmers and fishermen, 5,000 hectares of assorted crops and vegetables, 4,000 heads of livestock and 1,500 fishing boats.

The Capitol’s agri-fishery insurance program is offered free of charge to qualified beneficiaries.

The amended insurance program now covers bigger farm areas, plus more farm products and commodities per farmer. High value commodities such as banana, coffee, cacao, and cassava have been added.

Ornamental plants, pullets/layers, broilers as well as fish cage are now covered in the amended insurance program.

In PCIC’s last count, the Capitol agri-fishery insurance has insured 6,278 farmers and fishermen from January to May 2016.  In the same period, the PCIC approved P340,000 for the indemnity claims of 86 farmers and fishermen in the province.

Crescencio Deligero, regional manager of PCIC, anticipates that the amount of indemnity claims for the entire Cebu could still rise as El Niño hit the province.

Other farmers and fishermen were also enrolled in the Department of Budget and Management’s Registry System for Basic Sectors in Agriculture.

Those that want to avail of the Capitol’s free insurance program are advised to submit their applications to their respective municipal or agriculture offices. Application forms are also available at the local government units’ agriculture offices.

The City or Municipal Agriculture Office will review and submit the application forms to the OPA.

The beneficiaries must be a member farmer’s or fishermen’s cooperative, association or organization duly recognized by the LGU, or other government agencies.

Here are the salient parts of the revised insurance program:

2011 Insurance Program


Rice and Corn

1,000 square meters to 10,000 square meters per farmer

2,500 square meters to three (3) hectares per farmer.

Minimum of one tree to maximum of 5 trees per farmer

Minimum of 1 tree to 10 trees per farmer
Banana Minimum of 10 to a maximum of 15 trees per farmer



Minimum of 2,500 sq. m. to a maximum of 3 hectares

Minimum of 500 sq. m. to a maximum of 1,000 sq. m. per farmer

500 sq. m to 1,000 sq. m. per farmer
Ornamental plants 500 sq. m. to 1,000 sq. m. per farmer

Cattle, Carabao, Horse

-One animal per raiser of large ruminants


-minimum of one; maximum of 3 heads per raiser

Swine (acceptable age-5 months up)

-maximum of 3 heads per raiser

Maximum of 10 heads

Maximum of 1  to 15 heads

Maximum of 15 heads


Native Chicken

-maximum of 25 birds/packet/household farmer



Maximum of 1,000 birds


Maximum of 1,000 birds


Maximum of 500 birds



-maximum of 25 monolines of seaweed grower @ 100 m length with P600.00 per monocline

Tilapia (commercial base)

-maximum of 500 sq. m. per fisher folks association



Maximum of 50 monolines of seaweed grower @ 100 m length with P600.00 per monocline


Minimum of 500 sq. m., maximum of 1,000 sq m. per farmer